:root {
  color-scheme: light;
  --ink: #17231f;
  --muted: #52615b;
  --paper: #f7faf8;
  --surface: #ffffff;
  --line: #d8e2dd;
  --accent: #176b55;
  --accent-dark: #0e4d3d;
  --soft: #e8f3ee;
  --max-width: 70rem;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--paper);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 1rem;
  line-height: 1.65;
}

a {
  color: var(--accent-dark);
  text-underline-offset: 0.18em;
  text-decoration-thickness: 0.08em;
}

a:hover {
  color: var(--accent);
}

a:focus-visible {
  outline: 3px solid #88c9b5;
  outline-offset: 3px;
  border-radius: 0.2rem;
}

.skip-link {
  position: absolute;
  left: 1rem;
  top: -5rem;
  z-index: 10;
  padding: 0.65rem 0.9rem;
  background: var(--ink);
  color: #fff;
}

.skip-link:focus {
  top: 1rem;
}

.site-header {
  border-bottom: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.92);
}

.nav-wrap {
  width: min(calc(100% - 2rem), var(--max-width));
  min-height: 4.5rem;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}

.brand {
  color: var(--ink);
  font-size: 1.05rem;
  font-weight: 750;
  letter-spacing: -0.01em;
  text-decoration: none;
}

.nav-links {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: flex-end;
  gap: 0.3rem 1.1rem;
  padding: 0;
  margin: 0;
  list-style: none;
}

.nav-links a {
  color: var(--muted);
  font-size: 0.94rem;
  font-weight: 600;
  text-decoration: none;
}

.nav-links a[aria-current="page"] {
  color: var(--accent-dark);
  text-decoration: underline;
}

main {
  width: min(calc(100% - 2rem), var(--max-width));
  margin: 0 auto;
}

.hero {
  padding: clamp(4.5rem, 10vw, 8.5rem) 0 clamp(3.5rem, 8vw, 6rem);
  display: grid;
  grid-template-columns: minmax(0, 1.35fr) minmax(18rem, 0.65fr);
  align-items: end;
  gap: clamp(2rem, 6vw, 5rem);
}

.eyebrow {
  margin: 0 0 1rem;
  color: var(--accent-dark);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  color: var(--ink);
  line-height: 1.14;
  letter-spacing: -0.025em;
}

h1 {
  max-width: 13ch;
  margin: 0;
  font-size: clamp(2.7rem, 7vw, 5.7rem);
}

h2 {
  margin: 2.8rem 0 0.8rem;
  font-size: clamp(1.45rem, 3vw, 2rem);
}

h3 {
  margin: 0 0 0.6rem;
  font-size: 1.05rem;
}

p,
li {
  max-width: 72ch;
}

.hero-copy {
  margin: 0;
  color: var(--muted);
  font-size: clamp(1.1rem, 2vw, 1.3rem);
}

.flow {
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  padding: clamp(2.5rem, 6vw, 4.5rem) 0;
}

.flow-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}

.flow-card {
  min-height: 14rem;
  padding: 1.5rem;
  border: 1px solid var(--line);
  border-radius: 0.75rem;
  background: var(--surface);
}

.flow-number {
  display: inline-grid;
  width: 2.2rem;
  height: 2.2rem;
  margin-bottom: 2rem;
  place-items: center;
  border-radius: 50%;
  background: var(--soft);
  color: var(--accent-dark);
  font-size: 0.85rem;
  font-weight: 800;
}

.flow-card p {
  margin: 0;
  color: var(--muted);
}

.notice {
  margin: clamp(3rem, 7vw, 5.5rem) 0;
  padding: clamp(1.5rem, 4vw, 2.5rem);
  border-left: 0.3rem solid var(--accent);
  background: var(--soft);
}

.notice h2,
.notice p {
  margin-top: 0;
}

.notice p:last-child {
  margin-bottom: 0;
}

.policy {
  max-width: 52rem;
  padding: clamp(3.5rem, 8vw, 6.5rem) 0;
}

.policy h1 {
  max-width: none;
  font-size: clamp(2.4rem, 6vw, 4.5rem);
}

.effective {
  margin: 1rem 0 3rem;
  color: var(--muted);
}

.policy ul {
  padding-left: 1.4rem;
}

.policy li + li {
  margin-top: 0.75rem;
}

.contact-placeholder {
  display: inline-block;
  padding: 0.05rem 0.4rem;
  border: 1px dashed var(--accent);
  border-radius: 0.3rem;
  background: #fff;
  font-weight: 700;
}

.site-footer {
  border-top: 1px solid var(--line);
}

.footer-wrap {
  width: min(calc(100% - 2rem), var(--max-width));
  margin: 0 auto;
  padding: 2rem 0 2.5rem;
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  color: var(--muted);
  font-size: 0.9rem;
}

.footer-wrap p {
  margin: 0;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 1rem;
}

@media (max-width: 760px) {
  .nav-wrap {
    padding: 0.9rem 0;
    align-items: flex-start;
    flex-direction: column;
    gap: 0.5rem;
  }

  .nav-links {
    justify-content: flex-start;
  }

  .hero,
  .flow-grid {
    grid-template-columns: 1fr;
  }

  .hero {
    align-items: start;
  }

  .flow-card {
    min-height: 0;
  }

  .flow-number {
    margin-bottom: 1.2rem;
  }

  .footer-wrap {
    flex-direction: column;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
}